https://tfac.earth/blog daily 0.75 2021-11-03 https://tfac.earth/blog/we-can-do-this monthly 0.5 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1613086206898-32GD916H475FNC1JVTLS/image-asset.jpeg Blog - We can do this. https://tfac.earth/blog/first-three-tac-trusts monthly 0.5 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1613085347728-LO34BN2GMC39QE8OJESE/pexels-pixabay-355948.jpg Blog - My Experience of Setting Up TFAC Trust Funds for The First Three Children https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1613084261443-PSLC1632O1ZRUFF7O2XQ/image-asset.jpeg Blog - My Experience of Setting Up TFAC Trust Funds for The First Three Children https://tfac.earth/blog/category/Ending+Child+Poverty monthly 0.5 https://tfac.earth/newsletter daily 0.75 2021-06-24 https://tfac.earth/newsletter/trustsforallchildrenishappening monthly 0.5 2021-11-13 https://tfac.earth/contact daily 0.75 2021-11-03 https://tfac.earth/why-we-must-succeed daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588796430681-XCRAN8ZVNXE08QKZRZXT/girl-s-white-and-gray-crew-neck-top-holding-gray-wire-fence-1098769.jpg Why We Must Succeed https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588618642202-2M6M3GKEUQMYQV10DDO3/piron-guillaume-cRRDzGxqVe8-unsplash.jpg Why We Must Succeed - Education Young people from high-wealth families (wealth above $223,500) are more than one and a half times more likely to complete at least two years of college than those from low-wealth families (wealth below $2,000). Source: The Urban Institute https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1591722305243-B7AWI4NZHI089K7OANTP/caroline-hernandez-tJHU4mGSLz4-unsplash.jpg Why We Must Succeed - Health and Wellbeing Children in high-wealth families are approximately four times more likely than children in low-wealth families to maintain good health. In adulthood, for example, they are three times less likely to pick up smoking than children from low-wealth families, as well as three times less likely to have activity restrictions due to chronic illness. Source: The Urban Institute https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588618678354-T35O9HCLE27DR2RAIEXI/three-children-sitting-on-stairs-1212805.jpg Why We Must Succeed - Social Mobility Among families in which parents did not graduate from college, young people from high-wealth families are roughly twice as likely to be upwardly mobile than those from low-wealth families. Source: The Urban Institute https://tfac.earth/faqs daily 0.75 2021-11-03 https://tfac.earth/staff daily 0.75 2021-12-27 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1587744250507-98ML8QRIFXRHVGQX6O7I/12Terry-suit+%26+tie+5-11.jpg Staff - Terry Mollner Chair and Executive Director Terry Mollner, Ed.D, is one of the pioneers of socially responsible investing in the professional investment community. In the 1970s, he led a team of national leaders to write one of the first set of social screens for investing. In 1982, he was one of the founders of the Calvert Funds, the first family of such funds and today one of the largest with over $21 billion under management. He also took the lead to create the Calvert Foundation, recently re-named Calvert Impact Capital. It has raised and loaned over $2 billion to reduce poverty in the United States and around the world. In 2000, he led the negotiations between Unilever and Ben & Jerry’s that resulted in the latter being bought by Unilever with a legal contract that has had the company remain a separate company, the board of directors be a self-perpetuating board, and the percentage of the annual budget for social activism by the company be the same as the year it was bought forever. Dr. Mollner recently retired from being on its board of directors since 2000 to focus on building Trust Funds for All Children and the Common Good Capitalism Movement. He firmly believes the next layer of maturity of free markets is competitors legally meeting and, like the teams in a sports league, agreeing on the common good policies, such as the minimum wage being a livable wage and environment processes, and continuing to compete as ferociously as before with the auditors serving as the referees. Dr. Mollner is a founder and Chair of Stakeholders Capital, Inc., a socially responsible asset management firm with offices in MA and CA. Also, for more than ten years he has been the chair of the Investment Committee of the Hampshire County United Way where he previously served on its board for nine years. He has written several books. They are available on Amazon. Two of his most recent ones are Common Good Capitalism Is Inevitable and Our Mutual Blind Spot Since Our Invention of Words: HOW We Answer 7 Questions Will Mature Humanity. https://tfac.earth/startatfactrust daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1633029501164-MQNUCNR2E4UG2NYSPVEU/unsplash-image-tGTVxeOr_Rs.jpg Start a TFAC Trust Fund - Update We have successfully launched the pilot program of Trust Funds for All Children! We are now seeking additional funding to take TFAC into permanent operation. Until then, it will not be possible to launch any additional TFAC Trust Funds. If you want to be notified of when you can launch one for a child you love, sign up for email updates below. Our hope is that we will secure significant funding soon and re-start the TFAC Trust Fund program. https://tfac.earth/donate-to-tfac-fund daily 0.75 2021-11-03 https://tfac.earth/overview-1 daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1598465140054-TQTN64KESV9BEW624SHU/children-playing-bubbles-2914265.jpg Overview - TFAC Trust Funds TFAC Trust Funds are designed to identify family members and friends who will donate to a trust for a specific child. An automatic monthly donation of an average of $11 by 10 people during a child’s first 20 years of life results in a trust that is roughly $50,000 today. From the eighteenth birthday on, an on average increasing monthly distribution is made to support the child for their entire life, with the monthly distribution equaling an average US Social Security check by the age of 80. Also, it can be spent anyway they choose. The TFAC Trust Funds program not only serves to provide minimum financial security each month of the child’s adult life, but it also serves as a private sector social security system when the child is elderly. Grandparents, parents, employers, or townships usually initiate creating a TFAC Trust Fund for each child at birth or when very young. However, anyone, such as an uncle, aunt, or friend, can set up a TFAC Trust Fund for any child and invite the first donors to get the process going. It can even be done as a surprise gift! The parents can then complete the process after receiving your gift of beginning it for them. It is best set up for a baby at birth, but it can be created for a child at any age. The closest to birth the better so the money in the TFAC Trust Fund has the most amount of time to grow. There are many ways to have money contributed to a TFAC Trust Fund! To learn more about what goes into creating a TFAC Trust Fund and how you can start one for a child you love, click the button below. https://tfac.earth/overview daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1599594740724-R8Q3KFORQGYWQCXSEPQ4/muhammad-muzamil-7S9x9US26Ow-unsplash.jpg Overview - TFAC Global Fund Although the donations to every child’s TFAC Trust Fund solely support that individual for his or her entire adult life, upon death the balance is allocated to our second program, the TFAC Global Fund. This provision eliminates taxation of the TAC Trust Fund. This will significantly increase the monthly distributions to the child. This also means that the contributors to the child’s TFAC Trust Fund know they are getting a dual benefit: their capital solely supports that child his or her entire life and, in exchange for no taxation, upon the child’s death the balance in the TFAC Trust Fund goes into the TFAC Global Fund. There, it is invested forever without any expenses ever withdrawn. Any annual profits will begin TFAC Trust Funds for poor children around the world. This will continue until no child on Earth is born without a trust fund that would equate to roughly $50,000 USD by the time they are 20 years old. Of course, anyone can at any time donate tax-deductible money directly to the TFAC Global Fund to be used for this purpose, and there will be much effort made by TFAC to invite people to donate for this purpose. https://tfac.earth/mission daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588778371862-SC64GK72BVEWRZKHRAH3/aniq-danial-AGH_LXTM3Q0-unsplash.jpg Missio https://tfac.earth/tfac-committees daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1599532555962-3PB0Z18NKIQH6F4WY8P8/boy-child-clouds-kid-346796.jpg TFAC Committees - What are they? Employers, congregations, clubs, and townships may decide they want to encourage and support families creating TFAC Trust Funds for each of their children. To do so, they can create a TFAC Committee. It can either be an official program of the organization or a voluntary creation of some individuals. It has one task: assist each parent in the formation of a Community of Elders for each child. We have created some suggested guidelines for creating a TFAC Committee here. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1599533261892-YB677TG3XJIPKHZE1WXJ/zach-lucero-rj6ARBSk98g-unsplash+%281%29.jpg TFAC Committees - We want to hear from you! Your human resource department or any group can begin a TFAC Committee on its own. If you would like training, marketing materials, or other assistance in setting up a TFAC Committee, please email info@tfac.earth. Be sure to leave your phone number so we can contact you. We would be happy to answer questions on the value of having a TFAC Committee within your organization. Every newborn and every child should have a TFAC Trust Fund! https://tfac.earth/communityofelders daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/b829f85f-5d2f-4633-a1fd-c11facf7a353/Colorful+Hexagon+Mind+Map+%2812%29.jpg Community of Elders https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1601306796179-BA9K61HQZKMX65D8NGZA/Colorful+Hexagon+Mind+Map+%285%29.png Community of Elders https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1599518735371-ZCA9UQLF3YOW5IK1EWGD/rachel-o3tIY5pIork-unsplash.jpg Community of Elders https://tfac.earth/investment daily 0.75 2021-11-03 https://tfac.earth/statistics-in-support daily 0.75 2021-11-03 https://tfac.earth/disclosure-statement-and-annual-report daily 0.75 2021-11-03 https://tfac.earth/other-projects daily 0.75 2020-11-12 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1604081491027-KTPN3QI64511ER3Y3GHY/trinity+school.png Other Projects If you would like to contribute to this cause, please click on the button below. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1604082236262-T07ZINTU6NS89W1WTCKC/host.png Other Projects https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1604091409831-YFO1BCUA204AWD849ZGW/cgcm.png Other Projects https://tfac.earth/operations daily 0.75 2021-11-03 https://tfac.earth/story-of-founding-tfac daily 0.75 2021-11-03 https://tfac.earth/board-of-directors daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1606674589342-QSXMCJ6CL7OJRRM91KK1/12Terry-suit+%26+tie+5-11.jpg Board of Directors Terry Mollner Terry Mollner, Ed.D, is one of the pioneers of socially responsible investing in the professional investment community. In the 1970s, he led a team of national leaders to write one of the first set of social screens for investing. In 1982, he was one of the founders of the Calvert Funds, the first family of such funds and today one of the largest with over $21 billion under management. He also took the lead to create the Calvert Foundation, recently re-named Calvert Impact Capital. It has raised and loaned over $2 billion to reduce poverty in the United States and around the world. In 2000, he led the negotiations between Unilever and Ben & Jerry’s that resulted in the latter being bought by Unilever with a legal contract that has had the company remain a separate company, the board of directors be a self-perpetuating board, and the percentage of the annual budget for social activism by the company be the same as the year it was bought forever. Dr. Mollner recently retired from being on its board of directors since 2000 to focus on building Trust Funds for All Children and the Common Good Capitalism Movement. He firmly believes the next layer of maturity of free markets is competitors legally meeting and, like the teams in a sports league, agreeing on the common good policies, such as the minimum wage being a livable wage and environment processes, and continuing to compete as ferociously as before with the auditors serving as the referees. Dr. Mollner is a founder and Chair of Stakeholders Capital, Inc., a socially responsible asset management firm with offices in MA and CA. Also, for more than ten years he has been the chair of the Investment Committee of the Hampshire County United Way where he previously served on its board for nine years. He has written several books. They are available on Amazon. Two of his most recent ones are Common Good Capitalism Is Inevitable and Our Mutual Blind Spot Since Our Invention of Words: HOW We Answer 7 Questions Will Mature Humanity. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1606674214961-W4QLBNAD0MAQ6ROI4X78/peter.png Board of Directors https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1606673836069-QCOHJAW4SLYZQOZOIK82/john.png Board of Directors - John Broucek In 1977, John began New England Natural Bakers, a breakfast cereal and snack company, grew it to $14 million in annual sales, and sold it to his 45 employees in 2016. He continues as Chair of the Board of Directors. He now consults to organizations seeking his expertise on building committed teams of people, something he did beautifully at New England Natural Bakers. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1606674011929-1DQTMN32P7KK5DRCRPYF/johanna.png Board of Directors - Johanna Hall Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://tfac.earth/advisory-board daily 0.75 2021-08-30 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1587743798382-OC7K626J5O3EUMNNY8BZ/GreeneBioPic.jpg Advisory Board - Charles L. Greene II Charles, known to most as Chuck, has spent most of the past 30 years working as a strategist, helping organizations define their unique reason for being so they can tell their stories to the world. A former vice president of Mount Holyoke College and Group Vice President at Digitas, Chuck has worked with global brands such as Nike, Ben and Jerry’s, and Nortel Networks as well as public health brands such as the anti-smoking focused, Truth Campaign. Each of his clients has benefited from his clear approach to focusing on what is important, true and defining. At the center of much of his work has been an abiding passion for the lives of children. Early in his career his work focused on education reform and early childhood education before becoming an expert on public health marketing and communications as the strategy lead for the country’s most successful youth focused anti-smoking campaign. For the past decade he has worked tirelessly as a senior administrator and branding expert in secondary schools and higher education, continuing to pursue his commitment to the education of young people. Chuck is a graduate of Harvard University with an AB in Government, and the Boston College Carroll School of Management, with an MBA. He is also an avid singer songwriter, dedicated cook, father, husband and dog owner who currently resides in South Hadley, Massachusetts. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1612552013928-FQQNKFYBR58S296U2QLO/meesha.jpg Advisory Board Meesha Brown Meesha Brown is President of PCI Media, a global leader in using media of all kinds—from comic books, to talk shows, to television series—for social education. As the first woman and person of color to lead PCI Media, she is passionate about ensuring that PCI Media’s work fully embodies the principles of diversity, equity, and inclusion. She manages its program portfolio across 40 countries, 30 languages, and numerous partners on issues including immunization, nutrition, violence against women and children, and climate resilience. PCI Media consistently receives awards for its work. In 2015, for MCI Media she produced #ISurvivedEbola, a global public health campaign using story telling in many forms of media. The campaign saved lives by empowering over 10 million people to take measures to protect themselves and others from contracting the deadly Ebola virus. She began her professional career in public education. During her tenure as Director of Literacy for New York City Public Schools, she led changes in education policy that impacted outcomes for 1.1 million students. Meesha then worked with national organizations and state departments of education to scale the implementation of the more effective teaching techniques she had developed. She sits on the Boards of Calvert Impact Capital, the David and Dovetta Wilson Scholarship Fund, and Reimagine. She holds a B.A. in Education with a Specialization in Reading from the University of Texas and studied in the Urban Policy MS program at the New School. Meesha is one of 11 children from West Texas and has experienced first-hand the transformative power of education from a place of love, not loss. She is dedicated to the work of sharing this gift with all people. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1614982016966-8HQZHMPBN7IGGEQUL7TY/unnamed.png Advisory Board - John Pileggi John Pileggi serves as the Chief Investment Officer and President & CEO of the RIA subsidiary of Uncommon Giving Corporation, a digital platform to catalyze generosity. Mr. Pileggi has more than 30 years of experience as an operating executive in the financial services industry. Mr. Pileggi was the Managing Member of RangeEagle Strategies LLC, a New York–based registered investment adviser. He was previously Chief Executive of Manifold Fund Advisors, LLC and Managing Partner of American Independence Financial Services LLC, each an investment manager and sponsor of mutual funds and separately managed accounts. He also served as President & CEO of ING Mutual Funds and CEO of ING Investments Products Distribution, and before that as Senior Managing Director & Board Member of Furman Selz LLC, a NYSE member firm. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1612304108409-V1SY1GSMKMA69Y1016DB/rebecca.png Advisory Board - Rebecca Adamson Rebecca Adamson, a Cherokee economist, is the Founder and President of First Peoples Worldwide. A leader, activist, and ground-breaking indigenous woman, Rebecca holds a distinct perspective about how indigenous people’s systems thinking can transform business models of today, and how wisdom and paradigms of indigenous economics and the advocacy and engagement of corporate social responsibility can be used to catalyze change. A featured TEDMED speaker in 2014, Rebecca uses finance and market-based strategies to take on global giants and win. Recently, Rebecca served as an executive consultant to Royal Dutch Shell, Vale INCO and Hess Oil. At First Peoples Worldwide, Ms. Adamson leads one of the only indigenous-led international organizations guided by on-the-ground indigenous priorities for restoring the relationship between the sustained stewardship of resources and their sustainable productivity. She founded First Nations Development Institute in 1980 to create the first microenterprise loan fund, first tribal community bank, and first Native community credit union in the United States. As a trustee of Calvert Funds, she played the key role on the team by acquiring the funding necessary to create the Calvert Foundation, now known as Calvert Impact Capital. It established the market mechanism, Community Notes, for individuals to invest directly into low-income community development financial institutions (CDFI). Today, over $2 billion has been loaned by it to reduce poverty around the world. She established the Indigenous Peoples Working Group of the Social Investment Forum and launched the Indigenous Peoples Rights Investment Criteria used by all the premiere social investment research firms. Rebecca founded the Native Americans in Philanthropy and the International Funders for Indigenous Peoples. Recently she co-authored the award-winning book “The Color of Wealth: Story Behind the US Racial Wealth Divide.” Over the past two decades, Rebecca has received the Schwab Social Entrepreneur Award, the John Gardner Civic Leadership Award, the National Women’s History Recipient and numerous other awards for her work with Indigenous Peoples. Rebecca holds an M.S. from Southern New Hampshire University in Manchester, New Hampshire, and honorary doctorate from Dartmouth College. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1612294470899-322JYZPHKLKWP6YGMY88/jenn.png Advisory Board - Jenn Pryce Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1614982087032-6CSTZMI0RLY71D30INCC/unnamed.jpg Advisory Board - Dr. Richard F.H. Kirk Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1618605086889-8R3XWMDEQ2B8GRMLQLAH/Untitled+2_auto_x2.png Advisory Board - John Guffey John Guffey is a graduate of the University of Pennsylvania’s Wharton School, majoring in economics and finance. In 1976, he co-founded the Calvert Group, Ltd., a mutual fund company based in Washington, DC. that in 1982 launched the first family of socially responsible (ESG) mutual funds now with $30 billion in assets. In 1989, with Rebecca Adamson, Terry Mollner, and Wayne Silby, he co-founded the Calvert foundation, Calvert Impact Capital, that has raised and loaned over $2 billion to low-income communities around the world. Since retiring as president of Calvert in 1987, he has been involved in impact venture capital and other non-profit enterprises. He is currently president of Aurora Press, Inc., a Santa Fe based publisher of trade paperback books on spirituality, alternative health, and astrology. He continues to serve on the board of the Calvert Funds and is a director emeritus of Calvert Impact Capital. https://tfac.earth/change-or-cancel-elder-contribution daily 0.75 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1608663066260-U5QYV6SLNZGBCIN3ZFGO/image-asset.jpeg Change or Cancel Elder Contribution https://tfac.earth/home daily 1.0 2021-11-03 https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588776539733-FWCBZ0CQPI6QBOYN6Z9N/baby-blur-boy-child-301977.jpg Home - We’ve got a plan. Or two. TFAC is comprised of two distinct programs, TFAC Trust Funds and the TFAC Global Fund. Learn more about how our initiatives can help you save for your own grandchildren or children, while ending poverty for all. We have found a way to simultaneously do both! https://images.squarespace-cdn.com/content/v1/5ea2ff8e1579200f56cb4010/1588779225620-KLJXPS7S7TXL7OGMTH4Z/girl-standing-in-the-middle-of-the-road-1006363.jpg Home - We can change the world for $11 a month. The global consequences of child poverty are innumerable. The cost to begin ending it is much lower. Grandparents, parents, friends, and family members who start a TFAC Trust Fund for a child are also supporting an organization dedicated to ending generational poverty on a global scale. Click below to learn more about why we established TFAC and its role in protecting the financial future of people everywhere. We can do this! https://tfac.earth/video daily 0.75 2021-04-07